:root {
      --primary: #007cb5;
      --primary-dark: #005a8a;
      --text-dark: #0f172a;
      --text-medium: #475569;
      --text-light: #64748b;
      --bg-primary: #ffffff;
      --bg-secondary: #f8fafc;
      --border: #e2e8f0;
      --shadow-sm: 0 2px 8px rgba(0,0,0,0.04);
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    body {
      font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      line-height: 1.6;
      color: var(--text-dark);
      background: var(--bg-secondary);
      overflow-x: hidden;
      -webkit-font-smoothing: antialiased;
    }

    /* ── HEADER ── */
    .header {
      position: sticky; top: 0; z-index: 100;
      background: rgba(255,255,255,0.9);
      backdrop-filter: blur(14px);
      border-bottom: 1px solid #e2e8f0;
    }
    .header-container {
      max-width: 1400px; margin: 0 auto;
      padding: 20px 40px;
      display: flex; align-items: center; justify-content: space-between;
    }
    .logo-img { height: 55px; transition: all 0.3s ease; }
    @media (max-width: 600px) { .logo-img { max-height: 40px; } }
    .nav-buttons { display: flex; align-items: center; gap: 32px; }
    .nav-button {
      font-family: 'Outfit', sans-serif;
      font-size: 15px; font-weight: 600;
      color: #475569; text-decoration: none;
      position: relative; padding: 8px 0;
      transition: color 0.3s ease;
    }
    .nav-button::after {
      content: ''; position: absolute; bottom: 0; left: 0;
      width: 0; height: 2px; background: #007cb5;
      transition: width 0.3s ease;
    }
    .nav-button:hover { color: #007cb5; }
    .nav-button:hover::after { width: 100%; }
    .nav-button.active { color: #007cb5; }
    .nav-button.active::after { width: 100%; }
    .burger-menu {
      display: none; flex-direction: column; gap: 6px;
      cursor: pointer; background: transparent; border: none; z-index: 101;
    }
    .burger-menu span {
      width: 28px; height: 3px; background: #007cb5;
      border-radius: 2px; transition: all 0.3s ease;
    }
    .burger-menu.active span:nth-child(1) { transform: rotate(45deg) translate(8px, 8px); }
    .burger-menu.active span:nth-child(2) { opacity: 0; }
    .burger-menu.active span:nth-child(3) { transform: rotate(-45deg) translate(8px, -8px); }
    .mobile-menu {
      position: fixed; inset: 0; z-index: 99; background: #fff;
      display: flex; flex-direction: column;
      transform: translateX(100%);
      transition: transform .4s cubic-bezier(.76,0,.24,1);
      overflow-y: auto; color: #007cb5;
    }
    .mobile-menu.active { transform: translateX(0); }
    .mobile-menu-content {
      display: flex; flex-direction: column;
      justify-content: center; align-items: center;
      gap: 4px; flex: 1; padding: 40px;
    }
    .mobile-menu .nav-button {
      font-size: 24px; font-weight: 700;
      padding: 14px 32px; border-radius: 12px;
      width: 100%; text-align: center;
    }
    .mobile-menu .nav-button.active,
    .mobile-menu .nav-button:hover { color: #007cb5; background: #f0f9ff; }
    @media (max-width: 768px) {
      .burger-menu { display: flex; }
      .nav-buttons { display: none; }
      .logo-img { height: 40px; }
      .header-container { padding: 12px 20px; }
    }

    /* ── PAGE HERO ── */
    .page-hero {
      background: linear-gradient(135deg, #eaf6fb 0%, #ffffff 60%);
      border-bottom: 1px solid var(--border);
      padding: 80px 32px 64px;
      text-align: center;
    }
    .page-hero h1 {
      font-family: 'Outfit', sans-serif;
      font-size: clamp(36px, 5vw, 56px);
      font-weight: 300;
      color: var(--primary);
      margin-bottom: 16px;
    }
    .page-hero p {
      font-size: 18px;
      color: var(--text-medium);
      max-width: 520px;
      margin: 0 auto;
    }
    @media (max-width: 768px) {
      .page-hero { padding: 56px 20px 48px; }
    }

    /* ── MAIN CONTENT ── */
    .main-content {
      max-width: 900px;
      margin: 0 auto;
      padding: 56px 20px 80px;
    }

    /* ── ACCORDION ── */
    .accordion-section { margin-bottom: 40px; }
    .section-title {
      font-family: 'Outfit', sans-serif;
      font-size: 22px; font-weight: 700;
      color: var(--primary);
      margin-bottom: 16px;
      padding-bottom: 10px;
      border-bottom: 2px solid #e0f2fe;
    }
    .accordion-item {
      background: white;
      border: 1px solid var(--border);
      border-radius: 12px;
      margin-bottom: 10px;
      overflow: hidden;
      transition: border-color 0.2s, box-shadow 0.2s;
    }
    .accordion-item.open {
      border-color: var(--primary);
      box-shadow: 0 4px 16px rgba(0,124,181,0.08);
    }
    .accordion-header {
      padding: 18px 24px;
      cursor: pointer;
      display: flex;
      justify-content: space-between;
      align-items: center;
      font-size: 16px; font-weight: 500;
      color: var(--text-dark);
      transition: background 0.2s;
      user-select: none;
      gap: 16px;
    }
    .accordion-header:hover { background: #f8fafc; }
    .accordion-item.open .accordion-header { background: #f0f9ff; }
    .accordion-icon {
      font-size: 18px; color: var(--primary);
      transition: transform 0.3s;
      flex-shrink: 0;
    }
    .accordion-item.open .accordion-icon { transform: rotate(180deg); }
    .accordion-content { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
    .accordion-content-inner {
      padding: 4px 24px 24px;
      color: var(--text-medium);
      line-height: 1.8; font-size: 15px;
    }
    .accordion-content-inner p { margin-bottom: 14px; }
    .accordion-content-inner p:last-child { margin-bottom: 0; }
    .accordion-content-inner ul, .accordion-content-inner ol {
      margin: 0 0 14px 20px;
    }
    .accordion-content-inner li { margin-bottom: 6px; }
    .accordion-content-inner strong { color: var(--text-dark); }
    .accordion-content-inner a { color: var(--primary); text-decoration: underline; }
    .accordion-content-inner .note {
      background: #f0f9ff;
      border-left: 3px solid var(--primary);
      padding: 12px 16px;
      border-radius: 4px;
      margin-top: 12px;
      font-size: 14px;
    }
    .accordion-content-inner .warning {
      background: #fef3c7;
      border-left: 3px solid #f59e0b;
      padding: 12px 16px;
      border-radius: 4px;
      margin-top: 12px;
      font-size: 14px;
    }

    /* ── CONTACT SECTION ── */
    .contact-section {
      background: white;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 40px 32px;
      text-align: center;
      margin-top: 56px;
    }
    .contact-section h3 {
      font-family: 'Outfit', sans-serif;
      font-size: 24px; font-weight: 600;
      color: var(--primary);
      margin-bottom: 12px;
    }
    .contact-section p { color: var(--text-medium); margin-bottom: 20px; }
    .contact-btn {
      display: inline-block;
      background: var(--primary);
      color: #fff;
      font-family: 'Outfit', sans-serif;
      font-size: 15px; font-weight: 700;
      padding: 14px 32px;
      border-radius: 12px;
      text-decoration: none;
      transition: background 0.2s, transform 0.2s;
    }
    .contact-btn:hover { background: var(--primary-dark); transform: translateY(-2px); }

    /* ── FOOTER ── */
    .footer { padding: 52px 32px 36px; border-top: 1px solid #e2e8f0; background: #fff; margin-top: 80px; }
    .footer-content { max-width: 1200px; margin: 0 auto; text-align: center; }
    .footer-links { display: flex; gap: 8px 20px; justify-content: center; flex-wrap: wrap; margin-bottom: 20px; }
    .footer-link { font-family: 'Outfit', sans-serif; font-size: 14px; font-weight: 500; color: #66636d; text-decoration: none; transition: color .2s; }
    .footer-link:hover { color: #007cb5; }
    .footer p { font-size: 13px; color: #94a3b8; }

    @media (max-width: 768px) {
      .footer { padding: 40px 20px 28px; }
      .contact-section { padding: 32px 20px; }
    }